
Sell Your House Directly in Maryland: The Honest, No‑Pressure Guide From Simple Homebuyers
You’re searching for a faster, cleaner exit. Maybe the house needs repairs you don’t want to tackle. Maybe a divorce, probate, relocation, or impending foreclosure has you staring down a hard deadline. Or you tested a traditional listing and found the market unforgiving—noisy feedback, repair demands, and buyers falling out over financing. Your questions are practical and urgent: How much will I net? How fast can I close? Do I have to fix anything? Will anyone shoot straight with me? This guide delivers exactly that—clear, numbers‑first comparisons and a direct‑sale roadmap designed to reduce stress, costs, and uncertainty while keeping you in control.
The Simple Homebuyers Difference
Putting your home on the traditional market isn’t always the smartest move—especially if your property doesn’t line up with today’s buyer standards. If you explored FSBO, you probably discovered the promise rarely matches reality; FSBOs close at far lower rates and prices than agent‑listed homes.
At Simple Homebuyers, we offer a third path: a hybrid model that blends full‑service agency expertise with professional real‑estate investing. We’ll evaluate your situation, analyze current local data, and recommend the path that nets and protects you best—whether that’s listing or selling directly for cash. Our only agenda is clarity.
Transparency Promise: We’ll show a side‑by‑side, line‑item comparison of your likely net from a traditional listing (including prep, repairs, staging, days on market, price reductions, concessions, commissions, and closing costs) vs. our all‑cash direct purchase (no repairs, no commissions, and we cover standard seller closing costs). You choose the route that fits your goals and timeline.
How Selling Your House Directly in Maryland Works (Step‑By‑Step)
- Reach out and tell us about the property (condition, timeline, goals).
- Virtual or in‑person walkthrough—15–30 minutes is typical; no need to clean or stage.
- Offer prep—we price repairs at investor rates and present a clear written offer.
- You choose your date—close in days or pick a later date to align with your move.
- Sign and close—we use a licensed title company. You get paid; no surprises.
What you won’t do: clean, repair, stage, hold open houses, negotiate inspection credits, or juggle fall‑throughs.
Profits: What You Actually Net
You deserve straight answers about money. A direct sale may not hit the absolute top headline price that a fully updated home could achieve in a bidding war, but it often nets more than a traditional listing once you factor in the real costs and risk of time.
- No commissions or junk fees. With a direct sale to Simple Homebuyers, you pay $0 in commissions and there are no hidden fees. We also cover standard seller closing costs (see the Consumer Financial Protection Bureau on typical closing costs to understand what we’re absorbing), which keeps more money in your pocket.
- No repairs or credits. Buyers using mortgages can require lender‑driven repairs (see HUD’s property and appraisal standards). Direct buyers like us purchase as‑is and price repairs at volume contractor rates you can’t access retail.
- Fewer days holding costs. Every extra month means taxes, utilities, insurance, and maintenance (national time‑on‑market trends are tracked by NAR; see NAR Research & Statistics). Cutting your timeline can save thousands.
A Simple Net Sheet Example (Illustrative)
- Traditional listing: $350,000 contract price – $21,000 (6% commissions) – $7,500 closing costs – $12,000 make‑ready + repairs – $2,700/month holding costs × 3 months = ~$298,300 net.
- Direct cash sale: $315,000 purchase price – $0 commissions – $0 standard closing costs – $0 repairs – $0 extra holding months (close in ~10–14 days) = ~$315,000 net.
Your numbers will differ. We’ll produce a side‑by‑side written comparison so you can decide without pressure.
Speed: Close on Your Timeline
If you’re staring down a deadline—foreclosure sale date, job transfer, lease‑back window, or probate milestones—speed matters. With Simple Homebuyers you can:
- Close in days, not months.
- Choose a flexible date—need a 30–60 day runway, or a short post‑closing occupancy? We’ll structure it.
- Avoid lender delays—no appraisals, no financing contingencies, no last‑minute denials.
Prepping (or Not): As‑Is Means As‑Is
If your home is magazine‑ready, our hybrid team can list it on the open market for maximum exposure. If it needs work—or you simply don’t want to renovate—we’ll buy it as‑is for cash.
- No repairs, cleaning, or junk‑out. Take what you want; leave the rest.
- No showings. No scheduling chaos, pets to crate, or repeated deep cleans.
- Safer and simpler. Fewer strangers walking through your home and fewer opportunities for deals to fall apart over inspection credits.
For context on buyers’ expectations and inspection hurdles in financed deals, review HUD’s FHA handbook and NAR’s market data (NAR Research & Statistics). If avoiding that maze sounds better, selling directly can be the more efficient, lower‑stress path.
Who a Direct Sale Helps Most
- Homes needing repairs (roof, HVAC, foundation, mold, water damage, code issues).
- Time‑sensitive situations (foreclosure, divorce, probate, job relocation, vacant or inherited houses).
- Landlords with tenant issues (non‑payment, month‑to‑month, or costly turnovers).
- Owners overwhelmed by make‑ready (clutter, outdated finishes, deferred maintenance).
What “Transparency” Looks Like (Our Pricing Philosophy)
We reverse‑engineer our cash offer using three variables:
- After‑repair value (ARV). What a renovated home should sell for based on nearby comps.
- Renovation budget. Scope priced with investor‑rate contractors, not retail markups.
- Carrying & resale costs. Utilities, taxes, insurance, closing costs, and resale risk.
Offer = ARV – (Renovation + Carry + Reasonable Margin). We share the line‑items so you can evaluate them. If you can net more by listing and the timeline works, we’ll tell you—and we can list it for you.
Direct Sale vs. Listing: A Quick Comparison
Direct to Simple Homebuyers
- No repairs, showings, or open houses
- No commissions; we cover standard seller closing costs (see CFPB guidance)
- Close in days; pick your date
- Take what you want, leave the rest
- Certainty—no financing/appraisal hurdles
Traditional Listing (when it makes sense)
- Potential for a higher gross price on turnkey homes
- Wider buyer pool via MLS marketing
- Expect cleaning, staging, photos, showings, negotiation
- Pay commissions/closing costs; risk inspection credits & delays (see NAR market data)
Local Matters: Why Work With a Maryland‑Rooted Buyer
Unlike national call centers, we live and invest right here. We know block‑by‑block nuances, permitting timelines, and the true retail appetite for specific renovations. Local insight means tighter numbers, fewer fall‑throughs, and smoother closings. For more on selling as‑is to a local buyer and how that works in Maryland, see our guide sell your house as‑is in Maryland and our overview of how we buy houses for cash in Maryland.
Common Questions About Selling Directly in Maryland
Will I get “market value”? You’ll get a net that often rivals listing—once you subtract commissions, closing costs, repairs, holding costs, and the risk of price reductions.
Do I have to clean or repair anything? No. As‑is truly means as‑is. Take what you want; leave what you don’t.
How fast can we close? As little as 7–14 days in many cases. Need more time? We’ll set a later date or offer post‑closing occupancy.
What fees will I pay? None to us. No commissions, no “processing” or “transaction” fees, and we cover standard seller closing costs.
Can you buy with tenants in place? Yes. We routinely purchase occupied properties and handle the transition respectfully and legally.
What if I owe back taxes or have liens? Our title partners will surface issues early; we’ll discuss payoff solutions and still aim to close.
For background on inspections, appraisals, and loan‑driven property standards that often complicate retail sales, skim HUD’s handbook and NAR’s research portal.
The Hidden Costs of “Waiting for the Perfect Buyer”
- Repairs expand. A small roof leak can become decking replacement. Foundation cracks don’t get cheaper.
- Carrying costs add up. Taxes, insurance, utilities, lawn care, HOA, and emergency repairs.
- Opportunity cost. Every month you wait is cash you can’t deploy toward your next home or priority.
When the timeline matters more than chasing a theoretical high bid, certainty wins.
Real‑World Scenarios (Why Sellers Pick Direct)
- Probate home with decades of belongings. Heirs live out‑of‑state; we close quickly, handle clean‑out, and coordinate with the estate attorney.
- Pre‑foreclosure. Time is short; we provide an offer and letter of intent to help pause the sale while title clears and we close.
- Major repairs quoted at retail prices. Our investor pricing on repairs makes deals workable that retail buyers (and retail contractors) can’t justify.
- Landlord relief. Non‑paying tenant or costly turn? We buy occupied and handle it post‑closing.
How to Compare Your Options (Use This Checklist)
- Net sheet for each path (listing vs. direct) with every line item.
- Days on market expectation and your carrying costs per day.
- Repair scope (contractor quotes vs. investor pricing).
- Risk tolerance for inspection credits, appraisal gaps, buyer financing.
- Your deadline—job start, school year, probate timeline, etc.
If the “certain now” number is within range of the “maybe later” number—and you value speed and simplicity—direct wins.
Compliance, Contracts & Closing—What to Expect
- Clear contracts. Plain‑English agreements with no junk fees.
- Licensed title company. Full title search, lien payoff coordination, and insured closing.
- Transparent disclosures. We disclose how we calculated price and what we’ll handle post‑closing.
- Cashier’s check or wire. You choose how you get paid on closing day.
For general consumer education on closing costs and settlement, see CFPB’s closing‑cost explainer.
When Listing Still Makes Sense (and We’ll Tell You)
- Your home is updated and shows beautifully.
- You’re not up against a deadline.
- You’re comfortable managing showings, inspection negotiations, and potential repairs.
In these cases, our hybrid team can list the property and aim for top‑of‑market results—with professional photography, targeted digital marketing, and negotiation strategy tuned to the current data from NAR.
Call‑to‑Action: Get a No‑Obligation, Side‑by‑Side Net Sheet
- Direct offer: As‑is, no fees, we cover standard seller closing costs.
- Listing projection: Full breakdown of expected net after commissions, prep, repairs, and time.
👉 Start here: Request your no‑pressure property review from Simple Homebuyers. We’ll listen first, then show you the math, and let you decide.
- Learn how we buy for cash in Maryland: sell your house fast in Maryland
- Understand selling as‑is: sell your house as‑is in Maryland
Phone: (240) 776-2887
Service Area: All across Maryland, DC, and Northern Virginia.
FAQ (Quick Answers)
Q: Can I leave items behind?
Yes—take what you want; we’ll handle the rest.
Q: Will you beat other cash offers?
We’ll give our best net offer upfront and show our math. If you share a written offer, we’ll tell you honestly if we can match or beat it.
Q: Can I pick the closing date?
Yes. Close in days or set a date that fits your move or next purchase.
Q: What about liens or title issues?
Our title partners surface problems early and coordinate payoffs so you can still close.
Q: Do you buy condos, townhomes, land, or multi‑family?
Yes. We evaluate any residential property type, occupied or vacant.
Final Word
Selling your house directly in Maryland isn’t a second‑best option—it’s a smart, strategic path when speed, certainty, and simplicity outweigh the gamble of chasing a higher list‑price headline. Simple Homebuyers gives you transparent math, flexible timing, and a respectful, local team that keeps your goals first.
Ready to see your numbers? Call Simple Homebuyers at (240) 776-2887 or click through to request your no‑obligation comparison today.