Work With Simple Homebuyers to Sell Your House vs. a National iBuyer

Selling your home isn’t just a transaction—it’s a moment that can reset your finances, declutter your life, move you closer to family, or eliminate a heavy monthly burden. And if you’re like most homeowners in Maryland, you want a path that blends speed, fairness, and the confidence that you’re not leaving money on the table. That’s exactly where Simple Homebuyers—your local, relationship‑driven direct buyer—shines compared with impersonal national iBuyer platforms.

At Simple Homebuyers, our mission is simple: help you earn the highest realistic profit while keeping the process clear, quick, and respectful. Some sellers come to us because they dread the prep work and endless showings. Others are under a time crunch and can’t wait out lender delays. Many are dealing with a financial squeeze—taxes, liens, deferred maintenance—and need a dependable solution that closes. Whatever your situation, the seasoned investors at Simple Homebuyers have helped homeowners across Maryland choose the right path and feel great about it long after closing.

Below, you’ll find a comprehensive, plain‑English guide that explains why working with Simple Homebuyers is different—and often better—than selling to a national iBuyer. We’ll unpack fees, contingencies, timelines, local market nuance, and the human side of this decision, so you can choose with confidence.

What Is a Direct Buyer (Like Simple Homebuyers) vs. a National iBuyer?

Direct buyers like Simple Homebuyers are local professionals who purchase houses with their own capital (or local partners) and close on your timeline. They evaluate your property, present a transparent offer, and handle the logistics. You deal with one team, start to finish.

National iBuyers are large, centralized platforms that make automated, algorithm‑driven offers across many metros. Their processes can feel efficient—until you factor in platform fees, potential post‑inspection repair deductions, and shifting closing dates as underwriting, vendor scheduling, or corporate policies change.

In short, iBuyers are optimized for scale. Simple Homebuyers is optimized for you.

The Core Comparison at a Glance

Fees & Net Proceeds: iBuyer service fees commonly range high single digits and can climb into the low double digits once you include repair credits and platform charges; with Simple Homebuyers, you pay no commissions, no hidden fees, and we cover standard closing costs. Your net is your offer.
Repairs & Condition: National iBuyers often renegotiate after inspection. Simple Homebuyers buys as‑is, so there are no last‑minute deductions for a roof patch, an aging HVAC, or peeling paint.
Speed & Certainty: iBuyer timelines shift with algorithms, capacity, and third‑party vendors. Simple Homebuyers offers guaranteed close dates—often in days—and we can delay the close if you need more time to move.
Local Nuance: iBuyers treat homes like data points. Simple Homebuyers knows the micro‑neighborhoods, school zones, commute patterns, and renovation ROI in Maryland, which helps us price fairly and recognize real‑world value your home may have that algorithms miss.
Relationship: With a national iBuyer you’re a ticket number; with Simple Homebuyers you’re a neighbor. We listen, tailor terms (rent‑back, leave unwanted items, custom timelines), and provide direct access to decision‑makers.

Reason #1: No Hidden Fees—Crystal‑Clear Net Proceeds

You deserve to know your bottom line on Day 1. When you request an offer from Simple Homebuyers, we walk you through a side‑by‑side comparison:

Traditional Listing Scenario: estimated make‑ready, staging/photography, potential inspection credits, time on market, buyer concessions, agent commissions, and typical seller‑paid closing costs. We’ll talk about how days‑on‑market and seasonality in Maryland influence your net.
Direct Sale to Simple Homebuyers: no commissions, no platform/service fees, and we pay standard closing costs. Your offer is the number you take home at settlement, full stop.

That transparency stands in stark contrast to national iBuyers, where the initial number you see often isn’t the number you keep. Service fees may start around what an agent commission might be, then rise with add‑ons; after inspection, iBuyers frequently issue repair deduction lists that erode your net. By the time the dust settles, sellers are shocked to see how far the payout deviates from the headline offer.

How We Build Your Offer (Plain English)

Local Comps & Trajectory: We pull recent, nearby sales and weigh them by condition, layout, and micro‑location (cul‑de‑sac vs. collector road, school walkability, HOA amenities). We don’t cherry‑pick comps. We explain them.
As‑Is Reality: We price as‑is, meaning we’re not counting on you to patch drywall, replace carpet, or negotiate contractor bids. If the home has big‑ticket items (roof at end of life, 30‑year furnace, galvanized plumbing), we ingest that into our renovation model—not as a surprise deduction to you later, but as part of the day‑one price setting.
Hold & Disposition Costs: We model our carrying costs (insurance, taxes, utilities, financing, permits) and post‑close timeline. That’s our risk to manage—not a lever to squeeze you after inspection.
Straightforward Contract: There’s no mystery math, no “processing” or “convenience” line items. Your settlement statement is short and readable. If you want, we’ll walk it line‑by‑line on a screen share or at your kitchen table.

Why Net Proceeds Matter More Than Sticker Price

An eye‑catching sticker price means little if fees and deductions take a bite later. Sellers often tell us, “I wish someone had shown me the net.” That’s our default. We measure success by your long‑term satisfaction, not by winning a race to publish the highest initial number.

Helpful resource: If you want to self‑educate on typical seller costs in a traditional sale (appraisals, title, transfer tax, escrow, etc.), the Consumer Financial Protection Bureau offers plain‑language guides on closing costs and settlement disclosures. See their article on closing costs and what to expect (read more via this closing costs guide).

Reason #2: No Contingencies or Delays—Close on Your Timeline

If you’ve ever been under contract and heard “we need to push closing,” you know how quickly a sure thing feels shaky. Life doesn’t pause for underwriting. Kids change schools, movers are scheduled, your next purchase is contingent—and suddenly, a “small delay” creates expensive ripple effects.

With Simple Homebuyers, we remove those choke points:

As‑Is, Cash Offer: No appraisals required for a lender, no financing outs, no “wait while we re‑quote repairs.”
Guaranteed Close Date: Need seven days? We can often do it. Need six weeks for a smoother move? We’ll set a later date—and put it in writing.
Flexible Possession: Want to close this month but stay two extra weeks to finalize your next place? Ask about post‑settlement occupancy (a simple rent‑back). We’ll draft fair terms that keep both sides protected and comfortable.
Leave What You Don’t Want: Old furniture, paint cans, a freezer in the basement—we’ll handle the clean‑out. Take what you love; leave the rest.

Why iBuyer Timelines Slip

National iBuyers depend on large vendor networks and volume‑based operating models. When those pipelines are full—or a third‑party vendor cancels—your repairs and closing get rescheduled. Meanwhile, corporate policy shifts or algorithm updates can “re‑price” risk mid‑process. Sellers are rightly frustrated when “fast and certain” becomes “maybe next month.”

Simple Homebuyers is the opposite. You’ll meet the decision‑makers on day one. There are no distant committees. If something changes, we call you immediately and solve it.

Helpful resource: Curious about how appraisals, inspections, and underwriting create timeline friction in a traditional sale? The National Association of Realtors publishes monthly reports on contract delays and common causes; it’s useful perspective when you’re mapping your move (see this NAR overview of transaction hurdles).

Reason #3: Local Insight, Human Care—Not an Algorithm

Real estate in Maryland isn’t uniform. On paper, two homes can look identical, but a national algorithm can’t “feel” what locals value: the shady block with mature trees, the quiet side of the subdivision, the quicker commute, the HOA that actually maintains the pool, the private backyard vs. backing to a busy road. Those nuances change value—and we account for them.

What Local Insight Looks Like in Your Offer

Micro‑Market Awareness: We understand how a remodeled split‑foyer performs in Maryland compared with an original‑condition colonial three streets over, and which renovations actually
return value here.
Renovation Reality: Our budgets are written by contractors who work in Maryland every week. We don’t guess. We scope to code and to buyer expectations we see daily.
Seasonal Strategy: Need a rent‑back to list your place in a stronger month? Want us to take it now and you avoid winter showings? We’ll optimize the plan with you.
People First: Have a unique situation (probate, bankruptcy, lien, code issue, tenant in place)? We’ve navigated it here, with your local title company, your local courthouse, your local utility departments. That experience gets you to the finish line faster and with fewer surprises.

Helpful resource: If you’re researching how markets shift and how buyers behave over time, Realtor.com’s Data Center offers interactive trend data for days‑on‑market, list‑to‑sale ratios, and inventory dynamics (explore their local market trend tools to get a feel for seasonality).

Who Chooses Simple Homebuyers—and Why

Every seller’s “why” is different, but the patterns are clear:

Deferred maintenance: You know the roof is near end‑of‑life, the deck needs work, and that 90’s kitchen will draw “project” offers. Rather than sink tens of thousands into updates (with no guarantee of recouping every dollar), you opt for an as‑is sale at a net you can bank.
Life speed: New job starting, baby on the way, caring for family—timing matters more than squeezing every last dollar.
Financial reset: Mortgage behind, taxes due, liens making listing complicated. You need resolution, not friction.
Privacy & simplicity: No photos of your home splashed online, no parade of strangers. You want a discreet, done‑for‑you solution.
Certainty for a move‑up purchase: Your dream house is available now. You need a guaranteed sale and cash in hand to make a strong offer on the next place.

If you recognized yourself in any of those scenarios, a direct sale to Simple Homebuyers often delivers the best mix of speed, certainty, and net.

What the Process With Simple Homebuyers Actually Looks Like

Call or message us (no obligation). Tell us about the property and your goals.
Quick local walk‑through (virtual or in person). We’re not judging—we’re estimating.
Transparent written offer with a clear net sheet. We’ll also sketch what listing could look like for comparison.
You pick the timeline. Need to close fast? We can often do it. Need time? We’ll write it in.
Close and breathe. Take what you want, leave what you don’t. We handle the rest.

Frequently Asked Questions

Will you renegotiate after inspection?
No. Our offers are as‑is. If a previously undisclosed structural, environmental, or title issue arises that changes the fundamental safety or legality of the transaction, we’ll discuss options transparently. Otherwise, we don’t play the “deduction” game.

What if I owe more than my home is worth?
We can discuss short‑sale pathways with your lender and connect you with local professionals who’ve completed them. Every situation is unique; honesty early helps us help you.

Can I stay after closing?
Yes—ask about post‑settlement occupancy (rent‑back). We’ll make it simple and fair.

Do you buy rentals with tenants?
Absolutely. We’ll review the lease, respect the tenant’s rights, and coordinate professionally.

What about my closing costs?
With Simple Homebuyers, we cover standard seller closing costs. You don’t pay platform fees, commissions, or junk charges.

Helpful resource: Want to understand your rights and obligations around mortgages, payoff statements, escrow, or servicers? The CFPB has clear, consumer‑focused explainers that demystify the process (see their home loan and closing resources).

Real‑World Examples (Anonymous, Composite)

“Too Many Projects” Near Downtown: Owners had a 1960s home with original baths, aging roof, and a half‑finished basement project. Listing would have required ~$35k in work and two months of disruption. We bought as‑is in 10 days; they took what mattered and left the rest. Their net was within 3% of what they would have netted after doing the work and paying commissions.
“Timing Is Everything” Move‑Up: Family found their forever home but needed proceeds from their current house. We locked a close in 14 days, gave them a 21‑day rent‑back at nominal cost, and they wrote a stronger offer on the next place. Less stress, better odds, smoother move.
“Financial Reset” (Tax Lien + Deferred Maintenance): Seller felt stuck and embarrassed. We mapped a payoff plan with the title company, coordinated lien releases, and closed in three weeks. They walked with a clean slate and funds.

Your Decision Framework: How to Choose Confidently

Write your real priorities. Is it top dollar, speed, privacy, less hassle, or a blend? Rank them.
Get an apples‑to‑apples net sheet. Don’t compare sticker prices—compare net after all costs and concessions.
Check your bandwidth. Can you manage repairs, showings, and negotiations right now?
Weigh certainty. What is a guaranteed close worth in your current situation?
Talk to humans. Ask hard questions. Notice who listens. Notice who explains.

When you run that process, many sellers in Maryland pick Simple Homebuyers—because the numbers, timeline, and experience align with their lives.

Let’s Talk—With Zero Pressure

You shouldn’t have to gamble with hidden fees or shifting timelines. Whether you need to sell this month or you’re simply exploring options for spring, start with a clear, local conversation. We’ll show you exactly how a traditional listing stacks up against a direct sale to Simple Homebuyers—and if listing makes you more money and fits your timeline, we’ll say so.

Explore our approach and see success stories on Simple Homebuyers (visit our home buying process page for a quick overview).
Compare typical seller costs using the CFPB’s plain‑language guides to closing costs and settlement disclosures.
Keep tabs on market conditions in Maryland with Realtor.com’s local trend tools so you can time your move.

When you’re ready, call Simple Homebuyers at (240) 776-2887. Tell us what you need. We’ll listen, run the numbers, and craft a plan that respects your priorities. It’s your house, your equity, your timeline—our job is to make the path from “for sale” to “sold” as easy and beneficial as possible.

Quick Glossary (So We’re Speaking the Same Language)

As‑Is Sale: You don’t make repairs; the buyer prices the home knowing its current condition.
Closing Costs: Title, escrow/settlement, transfer/recording taxes, and other line items paid at settlement (see the CFPB’s closing costs guide for definitions).
Net Proceeds: What you actually take home after all fees, payoffs, credits, and costs.
Post‑Settlement Occupancy (Rent‑Back): You close, receive funds, then stay in the home for an agreed period under a simple lease.
Repair Credits: Money you give the buyer in lieu of making repairs; common in traditional sales after inspection.

Final Word

Choosing between a national iBuyer and Simple Homebuyers comes down to what you value most: net certainty, human care, and local expertise. If you’re done with surprises, done with delays, and done with one‑size‑fits‑all offers, let’s talk. We’ll put everything on the table, answer every question, and help you move forward with confidence.

Call Simple Homebuyers at (240) 776-2887. We’re ready when you are.